Are you searching for the perfect Florida auto insurance quotes but feeling overwhelmed by all the options? Don’t worry!
As soon as you read this article, your problem is solved. We’ve made it super easy to understand everything about auto insurance quotes in Florida.
With simple words and clear ideas, this guide will help you find the best insurance for your car, whether you’re driving in Miami, Orlando, or the Florida Keys.
Let’s dive in and explore the top quotes based on what’s trending right now!
Affordable Minimum Coverage Quotes
Florida requires drivers to have at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These quotes focus on meeting the state’s minimum requirements at the lowest cost.
- State Farm: $27 per month for basic PIP and PDL coverage.
- GEICO: $30 per month with a safe driver discount.
- Mile Auto: $28 per month for low-mileage drivers.
- Progressive: $32 per month with an online quote discount.
- Mercury Insurance: $29 per month with an e-signature discount.
- Direct Auto: $31 per month for basic coverage.
- Allstate: $34 per month with a multi-policy discount.
- Liberty Mutual: $33 per month for minimum coverage.
- Travelers: $28 per month for new customers.
- Nationwide: $30 per month with a clean driving record.
- Root Insurance: $29 per month for good drivers.
- Auto-Owners Insurance: $31 per month with a paid-in-full discount.
- Kemper Economy: $32 per month for budget plans.
- National General: $30 per month with a defensive driving discount.
- AssuranceAmerica: $33 per month for basic policies.
Full Coverage Quotes for Extra Protection
Full coverage includes PIP, PDL, collision, and comprehensive insurance for better protection. These quotes are great if you want more security for your car.
- State Farm: $88 per month for full coverage.
- GEICO: $90 per month with bundling discounts.
- Travelers: $85 per month for full coverage.
- Progressive: $92 per month with a multi-car discount.
- Mercury Insurance: $87 per month with an accident-free discount.
- Allstate: $95 per month for comprehensive plans.
- Liberty Mutual: $89 per month with customizable coverage.
- Nationwide: $91 per month with a smart driver discount.
- Root Insurance: $86 per month based on driving habits.
- Auto-Owners Insurance: $90 per month with a loyalty discount.
- Mile Auto: $88 per month for low-mileage drivers.
- Direct Auto: $93 per month for full protection.
- Kemper Economy: $94 per month with a paid-in-full discount.
- National General: $89 per month with safety feature discounts.
- AssuranceAmerica: $92 per month for complete coverage.
Quotes for Young Drivers
Young drivers, like teens or those in their 20s, often pay more because they have less experience. These quotes are tailored for younger drivers in Florida.
- GEICO: $150 per month with a good student discount.
- State Farm: $148 per month with a Steer Clear program discount.
- Progressive: $155 per month with a teen driver discount.
- Allstate: $160 per month with a safe driver discount.
- Mercury Insurance: $152 per month with a multi-car discount.
- Liberty Mutual: $149 per month for young drivers.
- Nationwide: $153 per month with a driver training discount.
- Travelers: $147 per month for teens with clean records.
- Root Insurance: $151 per month based on safe driving.
- Auto-Owners Insurance: $154 per month with a good student discount.
- Mile Auto: $149 per month for low-mileage teens.
- Direct Auto: $156 per month for young drivers.
- Kemper Economy: $158 per month with a paid-in-full discount.
- National General: $150 per month with a defensive driving discount.
- AssuranceAmerica: $155 per month for teen drivers.
Quotes for Drivers with Poor Credit
In Florida, insurance companies can use your credit score to set prices. These quotes are for drivers with lower credit scores.
- GEICO: $110 per month with a multi-policy discount.
- State Farm: $112 per month for drivers with poor credit.
- Mercury Insurance: $108 per month with an e-signature discount.
- Progressive: $115 per month with a safe driver discount.
- Allstate: $118 per month for poor credit drivers.
- Liberty Mutual: $109 per month with customizable plans.
- Nationwide: $113 per month with a clean driving record.
- Travelers: $107 per month for drivers with poor credit.
- Root Insurance: $111 per month based on driving behavior.
- Auto-Owners Insurance: $114 per month with a paid-in-full discount.
- Mile Auto: $110 per month for low-mileage drivers.
- Direct Auto: $116 per month for poor credit drivers.
- Kemper Economy: $117 per month with a budget plan.
- National General: $109 per month with safety discounts.
- AssuranceAmerica: $115 per month for drivers with poor credit.
Quotes with Bundling Discounts
Bundling your auto insurance with home or renters insurance can save you money. These quotes include bundling discounts.
- Progressive: $80 per month with a home and auto bundle.
- State Farm: $82 per month with a renters bundle.
- GEICO: $78 per month with a multi-policy discount.
- Allstate: $85 per month with a home bundle.
- Liberty Mutual: $79 per month with a renters bundle.
- Nationwide: $81 per month with a home and auto bundle.
- Mercury Insurance: $77 per month with a bundling discount.
- Travelers: $80 per month with a multi-policy discount.
- Auto-Owners Insurance: $83 per month with a home bundle.
- Root Insurance: $79 per month with a renters bundle.
- Mile Auto: $81 per month with a low-mileage bundle.
- Direct Auto: $84 per month with a home bundle.
- Kemper Economy: $82 per month with a bundling discount.
- National General: $78 per month with a multi-policy discount.
- AssuranceAmerica: $83 per month with a renters bundle.
Quotes for High-Risk Drivers
High-risk drivers, like those with DUIs or accidents, pay higher rates. These quotes are designed for high-risk drivers in Florida.
- State Farm: $120 per month for drivers with a DUI.
- GEICO: $125 per month with a safe driver discount.
- Progressive: $130 per month for high-risk drivers.
- Mercury Insurance: $122 per month with an accident-free discount.
- Allstate: $135 per month for drivers with violations.
- Liberty Mutual: $123 per month with customizable plans.
- Nationwide: $128 per month for high-risk drivers.
- Travelers: $121 per month for drivers with accidents.
- Root Insurance: $124 per month based on driving habits.
- Auto-Owners Insurance: $127 per month with a paid-in-full discount.
- Mile Auto: $123 per month for low-mileage high-risk drivers.
- Direct Auto: $132 per month for drivers with DUIs.
- Kemper Economy: $129 per month for high-risk drivers.
- National General: $124 per month with safety discounts.
- AssuranceAmerica: $130 per month for high-risk drivers.
Conclusion
Finding the right Florida auto insurance quotes doesn’t have to be hard.
This article makes it easy by showing you the best quotes for different needs, like minimum coverage, full coverage, young drivers, poor credit, bundling, and high-risk drivers.
By comparing these quotes, you can pick the one that fits your budget and keeps you safe on the road. Whether you’re a new driver or looking to save money, these options help you drive with confidence in the Sunshine State!
